It’s a major question asked by many people, including hearing care experts that, “Does Medicare pay for hearing aids?” Well, in general, “No”. But, can be understood in details.
The Medicare pay for hearing aid 2015 coverage act has published in 114th Congress Summit. It provides assistance for hearing aids and related examinations for individuals with hearing loss. In this act, a study of programs, including Federal programs. And health insurance coverage is conducted by the Comptroller General of the United States.
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The millions of Medicare beneficiaries have needed this act. Many of hearing loss peoples cannot afford a hearing aid and hearing treatments due to lack of money. So, the National Committee’s current Legislative Agenda includes support for Medicare pay for hearing treatments and hearing aids.
Medicare, the federal health insurance program
This program covers the people at the age of 65 or more. Also, the young one’s dealing with a serious disorder. However, Medicare does not cover the full cost of medical services. Hence, people can take a different kind of coverage plans according to their need for medical assessment. So, first of all, it is necessary to understand what does it cover or does not cover.
If you are considering to take medical insurance. First of all, you should know the requirement of your medical need and your financial stage. Also, make sure that the type of plan you are choosing will be benefitted to you or not?. You have to ask your health care experts that they will accept Medicare or not? Because of that not all the doctor’s accept it normally.
If you are still confused, “What type of healthcare plan is most relevant to your health?” Basically, If you are dealing with hearing loss. You should consider a plan that will cover at least a portion of your costs. Medicare Part B sometimes cover a portion of hearing loss treatment. Generally, Medicare will not cover a routine hearing exam. But, if you are approved for a diagnostic hearing exam. You may only have to pay 20 percent of the charges.
Sometimes, Medicare will cover the services that are necessary to treat a disease or condition. Such as surgeries, lab tests, and doctor visits. However, there are different rules for people with a Medicare Advantage Plan. You will be under the general coverage of the original Medicare plan.
Hospital Insurance Plan (Part A)
- Hospice Care
- Home Health Services
- Hospital Care
- Nursing Home Care
- Skilled Nurses Care Facilities
Medical Insurance (Part B)
- Clinical research
- Ambulance services
- Durable medical equipment
- Some outpatient prescription drugs
- Seeing a second doctor before surgery
- Inpatient, outpatient and partial hospitalization for mental illness
Medicare Advantage Plan (Part C)
This plan is running from some private company, under the contract with Medicare. This health care option usually include the coverage of all Medicare parts.
Drug Plan Coverage (Part D)
- Hospital outpatient drugs
- vaccine coverage
- Automatic refill services
Items Not Covered by Medicare
It is also necessary to know that what does not cover by Medicare insurance plans, before getting it. However, if you need these services, you have to pay for this or should get another insurance plan.
- Foot care
- Dental care
- Eyecare
- Cosmetic surgery
- Hearing aids and fitting exams
- Dentures
- Acupuncture
- Long-term care
Screenings
Screenings include such as
- Bone mass measurements.
- Behavioral Therapy.
- Heart diseases screening.
- Cervical and vaginal cancer Screenings.
- Diabetes Screening.
- HIV Screenings.
- Prostate Cancer Screenings.
Help for buying hearing aids
Flexible Spending Accounts (FSAs)
With the help of these accounts, a person can have hearing aids and battery. There is no tax in these accounts. These accounts provide you the cover for your hearing aids.
Health Savings Accounts (HSAs)
Likewise, HSAs is similar to FSAs. They cover your cost of hearing aids and batteries. Unlike FSAs, Money in your HSAs account is deposited year over year, saving you costs.
Veteran Benefits
If the hearing loss is related to their military service or the medical condition treated in any VA hospital, then it helps to hear them.
Federal employee assistance
Federal employees and their families are entitled to coverage by some insurance plans. Health plans pay for a basic hearing aid.
Private insurers
Few private insurance corporations cover hearing aids, but only three states are New Hampshire, Rhode Island, and Arkansas — require that insurers provide coverage for adults.
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